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What is Homeowners Insurance

Homeowners insurance gives financial support in cases of home disasters. A standard policy with include the insurance for the house itself plus the belongings you have in it.

This policy is very reliable. Together with this t comes in a package. This can only mean one thing- it covers you property and legal responsibility for any damage or injuries the members of your family or you may cause to somebody else. This policy also includes your pets that can sometimes cause trouble.

There are exceptions to every rule. Not all of the house damages can be fixed or covered. The ones that are considered to be the worst ones are those caused by floods and earthquakes. If you house is the casualty of poor maintenance - it is the case as well. There should be different policies that cover earthquakes and floods. The other type of problems that relate to the bad maintenance of the house are totally on the householder as it is his own responsibility to keep the house in good "shape".


See other guides:
What is homeowners insurance? << You are here!
Co-op or Condo insurance?
What does the standard homeowners policy imply?
Home insurance and flooding
Is there a chance of having a house without insurance?
Why are home assets necessary?
Cancellation and Non-renewal: any different?



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